"Too many people don't look for programs for loan forgiveness, and they are out there. "My biggest advice on forgiveness is to try to apply," Samuelson said. He received $12,500 in teacher loan forgiveness after teaching in special education for five years. Samuelson, EdD, is a middle school self-contained/resource teacher in North Carolina. The federal program has strict eligibility requirements, so make sure you read all the fine print to determine if you qualify. The program can forgive up to $17,500 of federal student loan debt for teachers who have worked in Title I schools for five consecutive years. The Incentive of Teacher Loan ForgivenessĪnother benefit unique to teaching is the Teacher Loan Forgiveness Program. Unfortunately, some districts, including those in Wisconsin and North Carolina, have moved away from using an established salary scale with steps and lanes, so do your research to learn if your district follows a pay scale that rewards education with pay increases. It's worth checking to see if yours offers this benefit. Some districts offer money toward partial reimbursement for coursework. It's a direct path up most districts' pay ladder. A master's degree is a no-brainer because who wouldn't want to increase their knowledge and then get paid more for doing the exact same job?"įinding ways to pursue additional college classes and degrees is one of the best ways to increase your salary. "My advice for future teachers is to get as many certifications as possible to make yourself more marketable, and also so you won't burn out as easily. I did it in less than a year while teaching and having two part-time jobs," Catherine said. "I completed my master's degree while working as a first-year teacher. Catherine, a 2012 graduate of Western Governors University who currently works with students with emotional disturbances, knows this firsthand. Taking classes and earning higher degrees can directly impact your teacher salary. I think it makes it easier." Education Pays Off I'm grateful that all I do is through my district. "It's incredibly difficult, but necessary. "I supplement my income by teaching English online, teaching homebound, and coaching speech and debate," Taglia said. So she finds it most convenient to pursue additional roles within her district. Kristen Taglia, an English teacher from Arizona, admits working extra hours can be difficult. "I take my students and campers on field trips, and I drive the bus for the high school band and soccer team." "I decided to get my CDL so I could take my students on community-based field trips," Grizzle said. Lavon Grizzle, a former fifth-grade teacher and current special education teacher in Georgia, made a unique choice to earn extra income: she got a commercial driver's license (CDL). While some choose jobs outside of teaching, like working as a receptionist or bartending on the weekends, others pursue more creative avenues. Many new educators supplement their teacher salary with a second job. The key to living on a teacher's income is to be creative, resourceful, and persistent while seeking options to improve your current and future income potential.įurther Reading: 3 Tips for Finding Summer Jobs for Teachers Seeking Additional Income There are unique opportunities for teachers to supplement their income, reduce debt, or increase their wages. While we may be pursuing a career we love, living on a teacher salary can be an adjustment. Kofi Kapito was particularly concerned about the Electricity Company of Ghana (ECG), which has proposed 148% tariff increment from 2022 to 2027, part of which was due to technical and commercial losses incurred.No teacher will tell you they're in it for the money, but everyone has bills to pay. He expressed worry how some state agencies and individuals are reluctant to pay their utility bills. That, for him, is the standard practice in other jurisdictions.Īt a stakeholder engagement organised by the Public Utilities Regulatory Commission (PURC) on tariff adjustment proposals tabled by service providers, Kofi Capito raised concerns about the technical and commercial losses some of the service providers reported.įor him, the failure on the part of Ghanaians to pay their utility bill coupled with the service provider’s inability to recover those monies, is a crippling factor for the efficiency of the service delivery. He said, not even the president of the republic should be exempted from paying water and electricity bills. Chief Executive Officer of the Ghana Consumer Protection (CPA), Kofi Kapito, is advocating that all must pay up their utility bills to enable service providers to function effectively and efficiently.
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